[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.esenzace.cz\/chrante-si-svoje-finance-na-bankovnim-uctu\/#Article","mainEntityOfPage":"https:\/\/www.esenzace.cz\/chrante-si-svoje-finance-na-bankovnim-uctu\/","headline":"Chra\u0148te si svoje finance na bankovn\u00edm \u00fa\u010dtu!","name":"Chra\u0148te si svoje finance na bankovn\u00edm \u00fa\u010dtu!","description":"V m\u00e9di\u00edch se objevil p\u0159\u00edpad, kdy klient jedn\u00e9 banky v zahrani\u010d\u00ed vyb\u00edral pen\u00edze z bankomatu, ale jeho kartu bankomat zadr\u017eel. Bohu\u017eel klient, kter\u00e9mu se to stalo, nejednal hned a nahl\u00e1sil tuto z\u00e1le\u017eitost ve sv\u00e9 bance a\u017e po n\u00e1vratu ze zahrani\u010d\u00ed. Tedy po necel\u00e9m t\u00fddnu. Z jeho karty v\u0161ak v zahrani\u010d\u00ed n\u011bkdo pen\u00edze vyb\u00edral. Tak\u017ee nejen,...","datePublished":"2025-03-06","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.esenzace.cz\/author\/#Person","name":"","url":"https:\/\/www.esenzace.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/5667bceccdce92893bac6a7981a373152a8b3fa0ab99c198ba0ac0b49a934248?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5667bceccdce92893bac6a7981a373152a8b3fa0ab99c198ba0ac0b49a934248?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"esenzace.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.esenzace.cz\/wp-content\/uploads\/img_a317660_w2361_t1528397766.jpg","url":"https:\/\/www.esenzace.cz\/wp-content\/uploads\/img_a317660_w2361_t1528397766.jpg","height":0,"width":0},"url":"https:\/\/www.esenzace.cz\/chrante-si-svoje-finance-na-bankovnim-uctu\/","wordCount":520,"articleBody":"V m\u00e9di\u00edch se objevil p\u0159\u00edpad, kdy klient jedn\u00e9 banky v zahrani\u010d\u00ed vyb\u00edral pen\u00edze z bankomatu, ale jeho kartu bankomat zadr\u017eel. Bohu\u017eel klient, kter\u00e9mu se to stalo, nejednal hned a nahl\u00e1sil tuto z\u00e1le\u017eitost ve sv\u00e9 bance a\u017e po n\u00e1vratu ze zahrani\u010d\u00ed. Tedy po necel\u00e9m t\u00fddnu. Z jeho karty v\u0161ak v zahrani\u010d\u00ed n\u011bkdo pen\u00edze vyb\u00edral. Tak\u017ee nejen, \u017ee o kartu p\u0159i\u0161el, ale opravdu ji n\u011bkdo zneu\u017eil ve sv\u016fj prosp\u011bch v\u00fdb\u011brem z bankomat\u016f.Bohu\u017eel kartu bankomat zadr\u017eel v d\u016fsledku podvodn\u00e9ho zadr\u017eovac\u00ed syst\u00e9mu, co\u017e v d\u016fsledku vedlo k tomu, \u017ee byla zneu\u017eita. Klient tyto transakce reklamoval u sv\u00e9 banky. I p\u0159esto, \u017ee tento klient na m\u00edst\u011b jednal a nahl\u00e1sil ztr\u00e1tu m\u00edstn\u00ed policii a m\u00edstn\u00ed pobo\u010dce banky, kter\u00e1 provozovala bankomat, bylo mu sd\u011bleno, \u017ee toto zadr\u017een\u00ed je zcela b\u011b\u017enou z\u00e1le\u017eitost\u00ed, a \u017ee mu bude v \u010cesk\u00e9 republice po n\u00e1vratu vr\u00e1cena. Samoz\u0159ejm\u011b dan\u00fd \u010dlov\u011bk vlo\u017eil d\u016fv\u011bru v m\u00edstn\u00ed org\u00e1ny a informace, kter\u00e9 mu poskytli. Bohu\u017eel tedy po n\u00e1vratu zjistil tu nep\u0159\u00edjemnost, \u017ee mu z \u00fa\u010dtu zmizely pen\u00edze.Prvn\u00ed soudPodle dostupn\u00fdch informac\u00ed u prvn\u00edho soudu, ke kter\u00e9mu se doty\u010dn\u00fd samoz\u0159ejm\u011b uch\u00fdlil, usp\u011bl. Proto\u017ee soud usoudil, \u017ee osoba neporu\u0161ila svoje povinnost dle platn\u00e9ho z\u00e1kona a bez zbyte\u010dn\u00e9ho odkladu po zadr\u017een\u00ed karty ozn\u00e1mil tuto situaci bance. Tedy klientovi p\u0159iznal n\u00e1rok na vr\u00e1cen\u00ed \u010d\u00e1stky, t\u00e9m\u011b\u0159 sta tis\u00edc korun \u010desk\u00fdch, kter\u00e9 mu banka m\u011bla vr\u00e1tit.Bance se rozhodnut\u00ed nel\u00edbilo, a tak podala odvol\u00e1n\u00ed k vy\u0161\u0161\u00ed instanci.Druh\u00fd soudKdy\u017e prob\u011bhlo odvol\u00e1n\u00ed, bylo z v\u00fdsledku patrn\u00e9, \u017ee \u017e\u00e1dnou \u010d\u00e1stku mu banka vracet nebude, proto\u017ee klient ztratil zadr\u017een\u00edm karty mo\u017enost s n\u00ed disponovat, tedy m\u011bl povinnost situaci nahl\u00e1sit na informa\u010dn\u00ed a bezplatn\u00e9 lince, kter\u00e1 je v provozu tak zvan\u011b 24\/7. Soud tedy do\u0161el k z\u00e1v\u011bru, \u017ee t\u00edm, \u017ee toto neud\u011blal, choval se hrub\u011b nedbale a odpov\u011bdnost za \u0161kody tedy z\u016fstaly na bedrech z\u00e1kazn\u00edka.Z\u00e1kazn\u00edk se tedy obr\u00e1til na Nejvy\u0161\u0161\u00ed sodu \u010cesk\u00e9 republiky.T\u0159et\u00ed soudNejvy\u0161\u0161\u00ed soud pak dosp\u011bl k n\u00e1zoru, \u017ee p\u0159i manipulaci s kartou a bankomatem je t\u0159eba db\u00e1t zv\u00fd\u0161en\u00e9 opatrnost, nebo\u0165 je obecn\u011b zn\u00e1mo, \u017ee bankomaty jsou \u010dast\u00fdm ter\u010dem \u00fatok\u016f podvodn\u00edk\u016f. Tedy v moment\u011b, kdy popsan\u00e1 situace nastala, \u0161lo de facto dle rozhodnut\u00ed nejvy\u0161\u0161\u00edho soudu ke ztr\u00e1t\u011b \u010di kr\u00e1de\u017e a z\u00e1kazn\u00edk je povinen okam\u017eit\u011b a bez odkladu tuto situaci nahl\u00e1sit bance.Dan\u00fd okraden\u00fd tedy neusp\u011bl s po\u017eadavkem na kompenzaci v\u00fdb\u011br\u016f, kter\u00e9 byly u\u010din\u011bny bez jeho v\u011bdom\u00ed a dle soudu si za ztracen\u00e9 finance odpov\u00edd\u00e1 s\u00e1m. 4.4\/5 - (9 votes) "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Chra\u0148te si svoje finance na bankovn\u00edm \u00fa\u010dtu!","item":"https:\/\/www.esenzace.cz\/chrante-si-svoje-finance-na-bankovnim-uctu\/#breadcrumbitem"}]}]